Finance Center

Phil Hughes Honda takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Honda Auto Finance Center

Financing is a key part of many car purchases, and that's why Phil Hughes Honda strives for an excellent Honda auto finance team. Winder and Monroe customers will know the value of having experienced professionals assist with every step of the financing process, from initial approval to working out the details of loan terms and more. Honda car finance is straightforward with our team, and we work to make the most out of your budget. If you have any questions at all about financing your next vehicle, contact us!

Honda Car Financing: Buying vs. Leasing

For Watkinsville area drivers, both buying and leasing are often solid options. That said, while either could present excellent choices, one or the other tends to be better for the buyer depending on their situation. Here are how the two different types of financing help a buyer, and how they can be of maximum benefit to you:
Perks Of Financing: 
  • Once you finish paying off the loan, you have total ownership of the vehicle and customize it however you'd like.
  • There are no mileage limits.
  • You have the ability to sell the car.
Perks Of Leasing:
  • Drivers can easily upgrade to a new car every few years and access the latest automotive technologies/li>
  • Little to no down payment. 
  • Lower monthly payments

Online Finance Tools for Honda Car Financing

We at Phil Hughes Hond have put together several tools useful for planning out an automotive purchase or lease. Use these tools to get a better handle on what your monthly payments are likely to be, and how much your down payment should be.:
  • Finance Application: Apply for financing to get pre-approved for the car you'd like to take home.
  • Value Your Trade-in: Looking to trade in your current vehicle for a new one? You can retrieve the value of your car's worth and see how much you'd be able to put towards the next vehicle.
  • Payment Calculator: Get an estimate of your car's monthly payment.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Secure Honda Auto Financing at Phil Hughes Honda!

WithPhil Hughes Honda, Honda autofinance is as simple as can be. Check out our car buying tips for additional informationand background on the best steps to take when purchasing or leasing a car. Stop by our showroom today to see what wehave in stock for you!

Your privacy is important to us.

Phil Hughes Honda takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Phil Hughes Honda

    3200 Atlanta Hwy
    Athens, GA 30606-3329

    • Sales: (706) 549-3530
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Get in Touch

  • Contact our Sales Department at: (706) 549-3530
  • Monday9:00 AM - 7:00 PM
  • Tuesday9:00 AM - 7:00 PM
  • Wednesday9:00 AM - 7:00 PM
  • Thursday9:00 AM - 7:00 PM
  • Friday9:00 AM - 7:00 PM
  • Saturday9:00 AM - 6:00 PM
  • SundayClosed